IWS Customer Testimonials

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Testimonials -- Real-Life Success Stories
Our Customers Say It Best


Here are a few of the many success stories IWS customers have shared with us during our 40 years of continuous business. Testimonials are unsolicited comments we received from customers by mail, e-mail and fax. Copies of written testimonials are on file in our New York office.

Customer comments cover such topics as:

  • Real Estate: getting started in income real estate; how to make your real estate fortune while fully employed; buying up to two properties a month with no down payment; finding zero-down loans; second mortgages; getting hard money financing; specialty investing; borrowing millions to purchase rental properties, residental and commercial deals, condos, town homes, multi-family, and single-family buildings; mortgage cash-outs; lender names, types and contact details; income real estate in specific cities and states; making money in real estate investment trusts (REITs); flipping properties; success strategies for building your real estate wealth in good times and bad; getting cosigners; government assistance and much more.
  • Independent Business/Small Business/Home Business: working from home in a small office or home office (SOHO) environment; testing the market and marketing methods for products you might sell; deciding on the type of business you want to start; the tools needed to do the job; choosing suppliers; preparing a short business plan; determining how much money you need to get started; types and sources of loans; registering your business with city, state or federal agencies; expanding your business and more
  • Finding Loans for Yourself and Others: How to make commissions and get financing for you, your real estate and small business deals, and in numerous "niches" business fields such as construction, religious organizations, deals in specific countries, and more
  • International Trade: Operating a lucrative "paper" business as an agent exporting and importing products around the world. Exporting and Importing Your Way to Wealth: in international trade, getting started with very little out-of-pocket money; making commissions or buying and selling wholesale, discounted or retail merchandise; providing your clients with the products and services they need; using letters of credit to help finance a deal; documentation you may need; linking foreign importers with domestic exporters; arranging shipments; communicating with importers and more
  • Grants and Fundraising: government and nonprofit grants: How to prepare grant proposals, how to select and contact appropriate grantmakers, how to use grant money profitably; how to get grants for an organization or firm; what a grantor looks for when you submit a grant proposal; and much more. IWS kits on topics related to grants also include directories of grant making organizations--with name, address, types of grants made, purposes for which grants are made, and examples of recent grants with the amount and purpose of the grant. These listings are valuable in helping grant seekers find potential grantors who might be interested in supporting their projects. Note: most grants are NOT made for personal financial needs--only for helping specific groups of people. So these products are directed at professional group grants only--not personal grants, and more.



Testimonials


ACQUIRED TEN $10 MILLION IN REAL ESTATE: "I have been investing in real estate in my spare time for ten years. I have accumulated over $10 million dollars worth of real estate with $6 million in equity. I must say that the ideas, resources and knowledge that I gain from reading Ty Hicks' book(s) is the big factor in contributing to my success in real estate investing." By email, CA


SMART BUSINESS BORROWER: “I bought my present business, a tavern, using your methods. I took out 3 personal loans of $5,000 each and have since paid back one third of each. Or I should say my business has paid them, and continues to do so. The three personal loans were used for the down payment and other fees. My net income after paying all notes, and an auto loan, is $800 a week, every week. Now I'm planning to buy another tavern near mine. its income is better than my present one. i have done all of this due to your methods and will continue to make a great deal more money from my business.” By letter, NY


TWO PROPERTIES IN 6 MONTHS: “I bought your book in January of this year and after reading it I bought two rental properties. One is a 3-bedroon townhouse condo; the other is a 2-family home. My positive cash flow is about $600 per month from these properties. My next goal is to raise my rental income to $2,000 per month.” By e-mail, Canada.


SUCCESSFUL STARTUP: “I am pleased with the materials I have obtained from you. I have taken many of your ideas and modified them to start my business. Starting with a budget of $250 I have already grossed $6,000 (in 2 weeks) and netted $2,100. Now I’m ready to share my sbusiness with others.” By letter, OH.


BEGINNER SUCCESS: “I bought your book while on my lunch hour in a large bookstore. I read it twice and called to see if the phone number in the book would lead me to you. It did! In July I signed a contract for a 2-family house having a $175.00 per month Positive Cash Flow (PCF). Three weeks later, with your book in hand, I signed a contract for a single-family home in a great neighborhood that I now live in. The price was excellent. After closing on the single-family home, I bought a 5-family home with a monthly cash flow of $400. I purchased all these houses using credit cards and a home equity line of credit. The first two houses had zero down payment, just closing costs which I was able to get from my credit cards. For the 5-family I took an equity line of credit. My goal is to buy a multi-unit property and convert it into condos.” By letter, NY.


SUCCESS IN IMPORT-EXPORT: “Mr. Hicks told me there are [more than 200] Trade Lead Web sites. Using his knowledge and my persistence, along with e-mail, fax and the telephone, I got three orders from electric utilities for controls. Three weeks after my price quote I got an order for 6,000 pieces from Saudi Arabia. The next order, from Taiwan for 3,000 pieces, took about 4 weeks. Then Korea ordered 7,500 pieces. And a large U.S. company ordered 1,000 lamps that I obtained from overseas. The four orders will be shipped and paid for in the next 6 weeks.” By letter, Trenton, NJ


LOANS BY PHONE RESULTS: “I ordered your ‘Loans by Phone Kit’ about two months ago. I have already made $16,400 from it. Now I’m projecting earning over $100,000 in the next two months. And I want to thank you for your time on the telephone with me. You have been most helpful.” By letter from NJ.


VALUABLE CONTACTS: “Through the IWS Newsletter I formed my own corporation and made a number of valuable international contacts that have been most profitable. I quit my job to devote full time to my business ventures.” By letter, MD.


HOME IMPROVEMENTS: "Six years ago. I was eagerly searching for lenders to finance my second income property. I found a 16 unit apartment building in a nicer part of town listing for $600,000. The property is not in good shape (the appearance) because the out of town owner didn't take good care of it. Banks turned me down on my application for a loan. They said the rent was low (due to mismanagement) and I only had 5% down payment from credit card and personal loan. But I knew I could turn it into a positive cash generator with some minor cosmetic improvements and careful selection of tenants. I read the IWS newsletter and found a loan broker who got me the loan to purchase the property. Thank you very much for your help Ty. I just renewed my subscription to IWS for three more years. Keep up the good work!" By email, NE


MAKING GOOD MONEY, PART TIME: “The last time we spoke, about 2 months ago, I was earning $12,000 a month as a part-time Professional Financial Broker. I split my fee with my real estate lender. My real estate deals are usually $600,000, and up. Plus, have a business lender (co-broker), in normal loan ranges of $500,000 and up, where I earn a 4% brokerage fee that I split with my co broker. As of today, I am pulling a minimum of $19,000 per month in fees, and increasing my earnings every month. I expect to go full-time in this business next month as a Professional Financial Broker.” By letter, NY


SUMMER RENTALS: "Using your advice I bought 22 seasonal summer buildings which rent only for the warm weather season. I got $150,000 cash out in my hand at the closing. My brother and I run the buildings, doing renting and maintenance. We could double or triple our income if we upgrade the buildings." By letter, GA


VENTURE CAPITAL: “As a direct result of your IWS Newsletter we sold 20% of the shares in one project to venture capitalists.” By letter, New Zealand.


SUCCESS FINDING A LOAN: “We started our newest venture, a non-profit vocational school, using your ideas. We ran one ad in a local medium-size city newspaper for a 6% loan with a 5% finder’s fee. We got two $100,000 loan offers within one week.” By letter, OH


FINANCIAL BROKER SUCCESS: “Your Financial Broker training is very profitable. We just concluded a $20-million mining deal and contracts to have 250 houses built. Financing will take 6 months because there are three projects. So we’ll receive our 5% finder’s fee when the contracts are completed. At that time we will be paid around $1-million, 5% of the amount of the total deal.” By letter, CA.


REAL ESTATE HAS BEEN GOOD: “The first time I read your ‘3-Year’ book (How to Make Millions in Real Estate in 3 Years Starting with No Cash) it lead me to take action to begin buying property in my home town. I bought a triplex with a 100% FHA loan (zero cash) for $220,000. One year later it appraised for $385,000 after doing about $5,000 in repairs on it. So my equity went up $160,000 in one year, or about $13,333 per month; that's $444 per day. I refinanced this first property and bought a second for $505,000 using $51,000 of my refi money. Three months later the second property is worth $560,000 and I'm refinancing it to take cash out, tax-free. Both properties have a positive cash flow, giving me about $1,200 per month, not counting the equity increase. Since real estate has been so good to me, I want to buy more!” By letter, CA


BIG SALE FROM SMALL AD: “Thank you for placing my 7-line classified ad for electric lamps in the IWS Newsletter in the past month’s issue. All lamps (over 8,000) were sold at a discount because of the large quantity. Your Newsletter sure brings results!” By letter, OR.


FLIPPING LAND: “Thanks to your encouragement, I recently closed on a one-acre parcel that no one else wanted. I subdivided the land into three building lots and pocketed $165,000 profit when I sold the subdivided land.” By letter, CT


FLIPPING HOMES: “I have successfully completed my first ‘flip-it’ property with a profit of $17,000. My goal for this year is to locate, and flip, six properties in 12 months.” By letter, IA


BIG EQUITY INCREASE: “The first time I read your ‘3-Year’ book it lead me to take action to begin buying property in my home town. I bought a triplex with a 100% FHA loan (zero cash) for $220,000. One year later it appraised for $385,000 after doing about $5,000 in repairs on it. So my equity went up $160,000 in one year, or about $13,333 per month; that’s $444 per day. I refinanced this first property and bought a second for $505,000 using $51,000 of my refi money. Three months later the second property is worth $560,000 and I’m refinancing it to take cash out, tax-free. Both properties have a positive cash flow, giving me about $1,200 per month, not counting the equity increase. Since real estate has been so good to me, I want to buy more!” By letter, CA


FINDER FEE WORKS: “I want to thank you for your book ‘How to Borrow Your Way to a Great Fortune.’ Your concept of offering a Finder’s Fee to raise money is outstanding. I raised $50,000 for a corporate loan by offering a potential investor a finder’s fee, which included a cosigner’s fee. It worked!” By letter, IL.


ZERO CASH: “My husband and I bought a 2-story, 2-bedroom, 2.5-bath condo for zero money down for $136,000. Three years later it appraised for $230,000, giving us a $2,611 equity increase every month. We rented the condo and immediately bought another property for $276,000 for zero down. Today, 3 years later, it appraises for $400,000. Our equity increase was $3,444 per month, or nearly $115 per day, on zero cash. We think we’re doing the right thing since we started with zero cash!” By letter, AZ


IMPORT-EXPORT SUCCESS: “I’m into closing a deal of 25,000 metric tons of cane sugar for China. I’ll make $2 per metric ton on this deal. And I only got your ‘Import-Export Kit’ five weeks ago!” By letter, The Netherlands


GOOD RESULTS IN ONE MONTH: “The bank just accepted my offer for the property I told you about on the phone. Comps’ appraisal is $607,000; it’s an REO listed for $399,000. The bank agreed to pay 100% for closing costs. So, like you said, I can buy with instant equity and zero down. And that’s exactly what happened! I just have to pitch in $3,000 for earnest money that will be returned to me at closing. “I thank you so much for the motivation. I would not have thought of doing this if I had not read your books and if I had not talked to you on the phone. I bought two of your books in August, subscribed to your newsletter and started acting on it right away. It’s only been a month and I’m looking at an instant equity.” (About $208,000, Editor). “There’s still some upgrade work to do on this property. But I was assured I can get rehab money fairly easily.” By letter from WA


FAST REAL ESTATE SUCCESS: “I am a beginning wealth builder (BWB), as you like to call us. I have been doing real estate investment for a little over 4 months. Currently I own 4 duplexes that I bought without using any money out of my pocket.” By letter, TN


THANKS FOR THE MOTIVATION: "In the last year I added five investment properties to my real estate portfolio, thanks to the motivation you provided. I presently have a bid in for a sixth property and an offer out on a seventh". By email, NM


ONE SMALL STEP AT A TIME: "I enjoyed your books over the years and finally got the nerve to buy a small investment property, and then another, and then another. It's amazing what you can do one small step at a time. I am a legal secretary by vocation but I work only 3-4 months a year, mostly to socialize with old friends. They always ask me how can I live on that amount of money. They don't know that's my 'mad money.' My real assets are my real estate investments!" By letter, VA


MONEY IN FIST: When I first subscribed to your Newsletter in 1994 I was a Police Corrections Officer working in the toughest local jail house. I was on the list for Captain. The job was very stressful and I decided to invest in real estate. I saw an ad in the Miami FL paper for a single-family home with an assumable mortgage. I borrowed $10,000 from my Credit Union and got a local Police Officer to manage the property. Then I decided to specialize in fourplexes with assumable mortgages. In 6 years I acquired 20 fourplexes with assumable mortgages, each giving me about $600+ per month Positive Cash Flow. My total income, with my 1-family house and the fourplexes is more than $12,000 per month. I would have bought all my properties in less than 3 years, except that my son became seriously ill. He has since recovered. My Police Officer Manager has been dependable and honest. Two years after subscribing I quit my Corrections job when I was earning more than $4,000 a month on it. I closed on each fourplex on the 3rd of the month, so I was able to get all the prorated 1St and last month rent, plus the security deposits due me. I received thousands of dollars extra cash at each closing. I am also a Financial Consultant, thanks to the Kit. I make $60,000 a year at it." By letter, NY.


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